01
Wynwood Grand
Woodlands Drive 17, D25
- Developer
- CDL
- Units
- About 420
- Land price
- $782 psf ppr
- Near
- Woodlands South MRT
- Expected
- Preview Dec 2026
For HDB owners
Plan your EC upgrade before the next launches
EC launch prices have tracked land costs closely for years. Three new ECs are expected between December 2026 and early 2027. Work out your cash and CPF before you book.
3 ECs
expected to preview from Dec 2026 to early 2027$16,000
household income ceiling for these three launches6 months
to sell your HDB after you collect your EC keysEC prices
EC prices are easier to read than private condo prices
Developers price an EC off what they paid for the land. Over the last few launches, the average launch price came in at about 2.3 to 2.5 times the land cost per square foot.
So once a site is sold, you already have a rough idea of where its launch price will land. That gives you time to plan.
2.3xLumina Grand: land at $626 psf ppr, launched at about $1,464 psf (Jan 2024)
2.5xRivelle Tampines: land at $768 psf ppr, launched at about $1,893 psf (Mar 2026)
Average launch price of recent ECs
S$ per square foot, launch weekend average
Launch-weekend averages as reported by developers and property media, 2021 to 2026. Past launch prices do not tell you a future launch price.
Upcoming launches
The next three ECs
All three are in the north and north-west. At 2.3 to 2.5 times their land cost, they would point to roughly $1,600 to $1,950 psf. That is an estimate from the pattern above, not a launch price.
02
Solano Grand
Senja Close, D23
- Developer
- CDL
- Units
- About 300
- Land price
- $771 psf ppr
- Near
- Senja LRT
- Expected
- Dec 2026 to Q1 2027
03
Sembawang Road EC
Sembawang Road, D27
- Developer
- Oriental Pacific Holdings
- Units
- About 265
- Land price
- $692 psf ppr
- Near
- Canberra MRT
- Expected
- Q1 2027
Good to know
These three sites were tendered before the 8 May 2026 changes, so they keep the 5-year MOP. ECs on land sold after that date have a 10-year MOP and keep 90% of units for first-timers for two years.
Unit counts and launch dates are from published reports and can change before launch. Land prices are the winning tender bids.
HDB upgraders
Holding an HDB and planning to upgrade?
An EC is one of the few ways to move from HDB to a condo without selling first. These are the rules that decide how much you need and when.
- Stay in your flat while the EC is builtYou sell your HDB within 6 months of collecting your EC keys, so there is no need to rent in between.
- No ABSD to pay upfrontWhen at least one buyer is a Singapore Citizen, a new EC does not need ABSD paid first, because you are already bound to sell the flat.
- Budget for the resale levyIf your flat was bought with a subsidy, you pay a one-time levy, for example $40,000 for a 4-room or $45,000 for a 5-room.
- Watch your HDB loanIf it is still running when you take the bank loan, the bank may lend 45% instead of 75%, and you need more cash.
SaveWithProperty
HDB to EC calculator
$1,600,000
$650,000
- Bank loan / downpayment75% / 25%
- 5% booking fee (cash)$80,000
- Buyer's Stamp Duty$49,600
- ABSD (0%)$0
- Monthly loan at TOP$4,741
Cash to prepare before keys$373,100
- Expected sale price$650,000
- (−) HDB loan$150,000
- (−) CPF used + accrued interest$220,763
- (−) Agent, legal and other costs$17,170
- (−) Resale levy$40,000
Cash you take home$222,067
- Booking, week 0$80,000 cash
- S&P, about week 3Stamp duty in 14 days
- Within 8 weeks$240,000 due
- TOP and keysAbout 3.5 years
Sell your HDB byKeys + 6 months
Why we built this
The whole HDB to EC move in one calculator
Most calculators stop at stamp duty and the loan. This one follows the money all the way, from the booking fee to the cash you take home when your HDB sale completes.
If you're holding an HDB and eyeing one of the next ECs, run it before you book.
Get the free calculatorThe timeline
From HDB to EC, step by step
Most of the money goes out in the first eight weeks. Your HDB sale money only comes in years later, after the EC is ready. The red steps are the dates people get caught by.
- 01Now
Check you qualify
Your HDB has passed its MOP, household income is within $16,000, and at least one of you is a Singapore Citizen.
- 02Launch week
Preview and apply
Visit the showflat and submit your e-application in the launch window. Units are picked by ballot order.
- 03Week 0
Book your unit
Pay the 5% booking fee in cash to get the Option to Purchase.
Cash must be ready on the day - 04About week 3
Sign the S&P and pay stamp duty
Exercise the S&P agreement, then pay Buyer's Stamp Duty within 14 days. CPF can be used.
- 05Within 8 weeks
Pay the rest of the 20%
The next 15% is due from CPF and cash. Your bank loan must be approved by now.
Loan approval and CPF must line up - 06About 3 to 4 years
Construction years
You stay in your HDB. Bank loan payments start small and grow as each building stage is reached.
- 07TOP
TOP and key collection
Your EC is ready. The resale levy is usually settled around this time.
- 08Keys + 6 months
Sell your HDB
An HDB resale takes about 3 to 4 months to complete, so list it before you get your keys. CPF goes back to your account with interest, and the rest is your cash.
Within 6 months of keys
Free upgrade calculator
Know your numbers before you book
This calculator gives you one clear report for the whole move, from booking fee to the day your HDB sale completes.
- Cash to prepare at bookingThe 5% booking fee and the cash share of the downpayment
- Selling your HDBSale price less your outstanding HDB loan
- Less CPF accrued interestThe CPF you used plus interest goes back to your account first
- Less misc costsAgent fee, legal fees and the resale levy
- How much CPF and how much cash you needSplit stage by stage, so nothing catches you short
- The dates to watchBooking, S&P, the 8-week payment and your 6-month selling deadline